With the advent of technology, we have been afforded a number of great luxuries. One of the most noteworthy is online banking, which can be done by simply clicking onto an app on your phone and logging in. The ability to check and manage your accounts from any location is nothing short of remarkable, but there are a few things to know about protecting yourself as well. Here are 3 ways to do so, courtesy of Robert Jain.
One of the ways to do online banking more securely is by using the right network or WiFi. You don't want to log into your bank account with unprotected WiFi, as this can make you a prime target for hackers and even malware-related purposes. If you're asked to provide a password before logging onto the Internet, chances are that this is a safe connection for your banking purposes. Financial authorities like Bob Jain will say the same.
What if you receive an email from someone claiming to be an associate at your bank? Perhaps they'll say that they need access to your account for safety reasons, meaning that they'll probably request your password. This is an easy trick to fall for, but understand that your bank will never contact you with a request like this. More likely than not, it's the work of someone with nefarious intentions, meaning that you should not fulfill it by any means.
Third, change your password on a regular basis. Ideally, you'll want to do this every few months so that you don't run the risk of having your account hacked by someone else. Your bank will be able to notify you of any strange activity that they see on your account, but it's important to note that they can only do so much. You should take matters into your own hands, and changing your password on a routine basis is a great way to do so.
As you can see, there is much to know about online banking and the level of security that should come with it. These are just a few ways to keep your account safe from others, whether you're out and about or inside of your own home. Don't think that these are the only tips that can be offered, either. If you make it a point to learn more, you will be able to go about online banking with a greater feeling of safety.
One of the ways to do online banking more securely is by using the right network or WiFi. You don't want to log into your bank account with unprotected WiFi, as this can make you a prime target for hackers and even malware-related purposes. If you're asked to provide a password before logging onto the Internet, chances are that this is a safe connection for your banking purposes. Financial authorities like Bob Jain will say the same.
What if you receive an email from someone claiming to be an associate at your bank? Perhaps they'll say that they need access to your account for safety reasons, meaning that they'll probably request your password. This is an easy trick to fall for, but understand that your bank will never contact you with a request like this. More likely than not, it's the work of someone with nefarious intentions, meaning that you should not fulfill it by any means.
Third, change your password on a regular basis. Ideally, you'll want to do this every few months so that you don't run the risk of having your account hacked by someone else. Your bank will be able to notify you of any strange activity that they see on your account, but it's important to note that they can only do so much. You should take matters into your own hands, and changing your password on a routine basis is a great way to do so.
As you can see, there is much to know about online banking and the level of security that should come with it. These are just a few ways to keep your account safe from others, whether you're out and about or inside of your own home. Don't think that these are the only tips that can be offered, either. If you make it a point to learn more, you will be able to go about online banking with a greater feeling of safety.
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For additional information about what you've just read, please consult Bobby Jain.. This article, Robert Jain: 3 Ways To Protect Yourself When Banking Online is released under a creative commons attribution license.
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